A live role

Credit Risk Manager, Portfolio Management

from Monzo · read the original and apply on their site

London; Remote (UK)

Our take: The real work here is building credit risk strategy from scratch for a fast-growing new credit product, leading a small analyst team while balancing commercial upside against fair customer outcomes.

This is a blank canvas: you get to build credit risk strategy for a new kind of credit card from first principles, questioning the old banking rules as you go. You will lead and grow a small team of analysts, dig into the data yourself, and turn numbers into decisions that both protect customers and unlock real commercial value. If you love owning a problem end to end, mentoring sharp people, and working shoulder to shoulder with product and engineering squads, this is your kind of role.

Needs

  • forecasting risk and revenue
  • digging into data
  • risk-based pricing
  • data storytelling
  • coaching analysts
  • strategic thinking

Rewards

  • seeing portfolio impact
  • building from zero
  • developing people
  • greenfield ownership
  • measurable results

Demands

  • thriving in ambiguity
  • working at pace
  • cross-team collaboration
  • compliance relationships
  • influencing executives

Grows

  • strategic first principles
  • direction for new markets
  • building a team
  • translating complexity

Values

  • data-driven rigour
  • protecting customers
  • learning culture
  • mission driven
  • ethics first

Drains

  • compliance coordination
  • constant monitoring
  • aligning legal partners

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