A live role

Credit Risk Oversight Manager

from Monzo · read the original and apply on their site

Cardiff, London or Remote (UK)

Our take: The real work here is independently interrogating a growing lending portfolio's data, spotting early risk signals, and offering respectful, evidence-backed challenge that keeps Monzo lending safely.

This is second-line credit risk work for someone who genuinely enjoys getting into the data, finding the early signal in a growing lending portfolio, and offering challenge that makes the strategy better. You will partner with first-line teams, dig into performance across the credit cycle, and turn complex analysis into clear, actionable counter-proposals that shape better outcomes for customers. If you like being the trusted, independent voice who keeps a fast-growing business honest without slowing it down, you will feel at home here.

Needs

  • data analysis
  • spotting risk trends
  • challenging strategies
  • managing credit risk
  • plain communication
  • sql querying

Rewards

  • root cause insight
  • visible customer impact
  • quiet influence

Demands

  • cross-team collaboration
  • respectful challenge
  • explaining to non-experts
  • committee input

Grows

  • credit cycle strategy
  • learning ai tools
  • synthesising complexity
  • building trust

Values

  • rigour
  • long-term thinking
  • mission driven
  • user obsession
  • honesty and candour

Drains

  • compliance upkeep
  • assurance reviews
  • committee coordination

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