A live role

Senior Credit Analyst

from Monzo · read the original and apply on their site

London; Remote (UK)

Our take: The real work here is turning credit card portfolio data into strategies that balance risk, growth and fair customer outcomes.

If you love finding the real story inside a lending portfolio and turning it into strategies that shape how credit works, this is your kind of problem. You will build NPV and profitability models, dig into arrears and vintage curves, and translate all of it into recommendations senior people actually act on. It suits someone who cares as much about fair customer outcomes as about the numbers, and who wants the freedom to work where and how they do their best thinking.

Needs

  • data analysis
  • financial modelling
  • research deep dives
  • forecasting
  • presenting ideas
  • translating jargon

Rewards

  • visible impact
  • measurable results

Demands

  • cross-team work
  • fast pace
  • high stakes
  • managing risk

Grows

  • strategic thinking
  • synthesising complexity
  • evaluating evidence
  • market analysis

Values

  • user obsession
  • transparency
  • ethics first
  • flexible hours
  • learning culture

Drains

  • governance paperwork
  • stakeholder navigation

Would you love this work?

See how what you love doing lines up with this role - it takes about ten minutes to find out.

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